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LV超3A名牌購物網
算了一下.利息高的嚇死人.將近17.6%.跟信用卡利息沒兩樣.
回答你的問題:
1.第一期 繳本金5076元.剩下本金為344924元.
344924+(344924*0.03)=355271元.
所以你第一期違約付清大約要355271+第一期的錢10209=365480元.
2.給你一個我試算的表.你自己看一下.
| 期次 | 應攤還本金 | 應攤還利息 | 本息合計 | 貸款餘額 |
| 1 | 5,076 | 5,133 | 10,209 | 344,924 |
| 2 | 5,150 | 5,059 | 10,209 | 339,774 |
| 3 | 5,226 | 4,983 | 10,209 | 334,548 |
| 4 | 5,302 | 4,907 | 10,209 | 329,246 |
| 5 | 5,380 | 4,829 | 10,209 | 323,866 |
| 6 | 5,459 | 4,750 | 10,209 | 318,407 |
| 7 | 5,539 | 4,670 | 10,209 | 312,868 |
| 8 | 5,620 | 4,589 | 10,209 | 307,248 |
| 9 | 5,703 | 4,506 | 10,209 | 301,545 |
| 10 | 5,786 | 4,423 | 10,209 | 295,759 |
| 11 | 5,871 | 4,338 | 10,209 | 289,888 |
| 12 | 5,957 | 4,252 | 10,209 | 283,931 |
| 13 | 6,045 | 4,164 | 10,209 | 277,886 |
| 14 | 6,133 | 4,076 | 10,209 | 271,753 |
| 15 | 6,223 | 3,986 | 10,209 | 265,530 |
| 16 | 6,315 | 3,894 | 10,209 | 259,215 |
| 17 | 6,407 | 3,802 | 10,209 | 252,808 |
| 18 | 6,501 | 3,708 | 10,209 | 246,307 |
| 19 | 6,596 | 3,613 | 10,209 | 239,711 |
| 20 | 6,693 | 3,516 | 10,209 | 233,018 |
| 21 | 6,791 | 3,418 | 10,209 | 226,227 |
| 22 | 6,891 | 3,318 | 10,209 | 219,336 |
| 23 | 6,992 | 3,217 | 10,209 | 212,344 |
| 24 | 7,095 | 3,114 | 10,209 | 205,249 |
| 25 | 7,199 | 3,010 | 10,209 | 198,050 |
| 26 | 7,304 | 2,905 | 10,209 | 190,746 |
| 27 | 7,411 | 2,798 | 10,209 | 183,335 |
| 28 | 7,520 | 2,689 | 10,209 | 175,815 |
| 29 | 7,630 | 2,579 | 10,209 | 168,185 |
| LV超3A名牌購物網 |
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